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The Farmowners policy was designed specifically for the Michigan farmer. We asked Michigan Farm Bureau member farmers what coverages they wanted. We studied the risks. We researched the needs. And we developed the first – and best – farmowner insurance policy.

The Farmowners policy is a comprehensive package that can be divided into four parts. It provides protection for:

  • Your home and personal property

  • Your personal and farm liability

  • Your farm personal property

  • Your barns and other buildings


It's worth it to us to make sure that your farm is secure, and that's why we're conducting farm assessments. A farm assessment can determine whether you're adequately protected and identify any potential risks before there's a problem.


Our farm assessment program video.   >>>




The Country Estate policy is designed for individuals who live in rural areas, who own some acreage and may cultivate it or have some agricultural exposures, but who make their primary living away from the land. Because of our years of experience insuring farms, we understand the risks you face and your need for specialized insurance protection.

In addition to the basic coverages, your Country Estate also offers protection for your:

  • home and personal property

  • farm and personal liability

  • farm personal property

  • barns and other buildings

This small farm policy also gives you access to MyHomeWorks™, a free program that includes a home inventory tool along with many energy-saving tools and tips. To learn more about MyHomeWorks™ .

Your property is valuable and we want to help keep it secure. Your Durga Insurance Group agent can help you decide what type of policy and coverage options are best for you and your home. There are several credits that are available with this insurance policy. Your agent will let you know what credits you qualify for and the additional savings that may be available to you.

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