HOME INSURANCE

At the Durga Insurance Group we understand that your home is your most valuable possession and that you want to do all you can to protect it. Our Homeowners policy offers protection for the structure and its contents, and covers responsibility for damage to another person's property or for injuries to another person. The Homeowners insurance policy also comes with our superior claims service and a dedicated and knowledgeable insurance agent.

Your Homeowners policy also gives you access to MyHomeWorks™, a free program that includes a home inventory tool along with many energy-saving tools and tips. To learn more about MyHomeWorks™ 

Your Durga Insurance Group agent can help you decide what type of policy and coverage options are best for you and your home. There are several credits that are available under our Homeowners insurance policy as well. Your agent will let you know what credits you qualify for and the additional savings that may be available for your insurance policy.

ADDITIONAL COVERAGES

UMBRELLA INSURANCE

The Personal Umbrella Liability policy is designed to provide high limits of liability coverage in conjunction with underlying Homeowners, Mobile Homeowners, Lake Estate®, and Dwelling Package policies.

At the Durga Insurance Group we value the opportunity to work with you to protect your valuable assets. Our Umbrella Liability Insurance policy will provide coverage when your liability needs exceed the liability limits available on your other insurance policies.

SCHEDULED PERSONAL ARTICLES

Scheduled Personal Articles coverage provides insurance for your valuable possessions that may not be adequately protected by a homeowners policy.

We have found that many of our insureds have interesting hobbies for which they purchase valuable equipment. For that reason we have developed the Scheduled Personal Articles policy to meet your needs.

 

What kinds of articles can be covered?
 

Boats and boating equipment, fine art, stamp and coin collections, photographic equipment, sports equipment, recreational vehicles, electronic equipment, musical instruments, silverware, jewelry, and furs. Other kinds of valuable articles can also be covered

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